Funding that moves with your sales
We do one thing, and we do it properly. You receive capital upfront in exchange for a set share of your future sales — so what you forward rises and falls with your revenue, not a rigid monthly bill.
Capital upfront
A lump sum in your account in as little as 24 hours, sized to your revenue — not your collateral.
Remittance that flexes
You forward a fixed percentage of sales. Slower week, smaller remittance — with built-in reconciliation that keeps it tied to your actual receipts.
No fixed term, no collateral
There's no maturity date and no asset on the line. Recovery tracks your sales until the agreed amount is delivered.
Capital for the moves that don't wait
You work directly with an in-house funding specialist — application to funding, no middleman, no handoffs.
A funding partner built around your cash flow
We read the story your bank statements tell — inflows, rhythm, resilience — and fund against it. No credit score gatekeeping.
Underwriting on cash flow, not FICO
We read your bank statements, not your credit report. A soft pull won't touch your score.
Direct funding, no broker chain
You deal with us start to finish. Fewer hands means a faster decision and clearer terms.
A decision in 24 hours
Apply in the morning, get an answer the same day, see funds within the week.
Funding that businesses come back for
A direct funder putting working capital to work for U.S. operators.
Operators who needed capital to move
We hit a cash gap right before our busiest season — suppliers needed payment, payroll was due in a week. Atlantic looked at three months of deposits and had an offer the same afternoon. The remittance adjusted during our slow weeks without us having to call anyone.
I'd been turned down twice for a bank line of credit after my personal credit took a hit during COVID. Atlantic funded us on business cash flow alone. We used the capital to take on a contract we couldn't have covered otherwise — it paid back through the job.
The application took about ten minutes. I connected my bank account, got a decision the next morning, and funds cleared by end of the week. No broker calls, no runaround, no asking me to explain my credit history. That alone made it worth it.
Our billing cycle runs 60 to 90 days out because of insurance reimbursement timelines. Atlantic gave us working capital against incoming revenue so we could make payroll and keep operations running without touching our emergency credit line.
From application to funded
Apply
Tell us about your business. Takes about 3 minutes.
Connect your bank
Securely link your account or upload your last 3 months of statements.
Get funded
Review your offer, sign, and receive capital in as little as 24 hours.
What we look for
- 6+ months in business
- $10,000+ in monthly revenue
- A U.S.-based business with a business bank account
What is Atlantic Revenue Funding?
A direct provider of working capital for U.S. businesses. We purchase a portion of your future receivables to give you capital now, and match the structure to how your revenue actually moves.
How do you decide who gets funded?
We underwrite primarily on your business's cash flow and bank activity, not your personal credit score. Checking your eligibility is a soft pull and won't affect your score.
How fast can I get funded?
Most decisions come back within 24 hours of a complete application, with funds available in as little as the same week.
What are your minimum requirements?
Generally 6+ months in business, $10,000+ in monthly revenue, and a U.S.-based business with a business bank account.
How much funding can I get?
Funding ranges from $5,000 to $500,000 depending on your revenue.
See what you qualify for
Apply in three minutes. A soft credit pull won’t touch your score, and a funding specialist follows up the same day.