Frequently asked questions
Straight answers about how funding works with Atlantic.
What is Atlantic Revenue Funding?
A direct provider of working capital for U.S. businesses. We purchase a portion of your future receivables to give you capital now, and match the structure to how your revenue actually moves.
How do you decide who gets funded?
We underwrite primarily on your business's cash flow and bank activity, not your personal credit score. Checking your eligibility is a soft pull and won't affect your score.
How fast can I get funded?
Most decisions come back within 24 hours of a complete application, with funds available in as little as the same week.
What are your minimum requirements?
Generally 6+ months in business, $10,000+ in monthly revenue, and a U.S.-based business with a business bank account.
Can businesses outside the U.S. apply?
Not currently. We fund U.S.-based businesses only.
How much funding can I get?
Funding ranges from $5,000 to $500,000 depending on your revenue.